Why have I not been offered Pay later in 3 interest-free instalments?

Modified on Wed, 17 Apr at 5:01 PM

Although Pay later in 3 interest-free instalments is widely promoted it is not always universally available. The Pay later in 3 interest-free instalments payment option is automatically generated by algorithms that are dependent upon a number of factors including address details, cardholder details, amount of order, the online store, previous order history and item availability.